Unpaid / Unclaimed Dividends

About this service

Dividends can go unpaid for many reasons: an old or closed bank account, a change of address, a missing signature or simply a forgotten folio. When the dividend stays unpaid, the company holds it in an unpaid dividend account, and if it stays unclaimed for seven years it is transferred to IEPF.

If your dividend is still with the company, you can usually claim it directly from the company or its registrar. If it has already moved to IEPF, we help you claim it from there. We identify where your money currently is and take the right route.

Who this is for

• You stopped receiving dividends from a company you hold shares in
• Your bank account or address changed after you bought the shares
• You hold dividend warrants that were never encashed
• You suspect dividends are pending but do not know which company
• You are a legal heir of a shareholder whose dividends were never claimed

How we help

1. 1

   Trace pending dividends

   We search for companies and folios where dividends may be pending.

2. 2

   Locate the money

   We confirm whether it is still with the company or has moved to IEPF.

3. 3

   Update your details

   We help correct bank, address and KYC details in the records.

4. 4

   Raise the claim

   We prepare and submit the claim to the company, registrar or IEPF authority.

5. 5

   Follow up

   We track the claim until the dividend is paid to your bank account.

Documents commonly needed

The exact list depends on your case. We will confirm what applies to you.

• Folio number or demat account details, if available
• Old share certificates or dividend warrants
• PAN card
• Proof of identity and address
• Bank account details and a cancelled cheque
• Signature proof
• For legal heirs: death certificate and proof of relationship

Frequently asked questions

This page is general guidance, not legal or financial advice. Requirements differ between companies and cases, and we cannot guarantee any outcome.